Congratulations on your graduation! That’s quite the accomplishment. Can you plan your trip for January or February instead of going right now? That’s when you’ll probably find the best flight prices. Unfortunately, this is the big tourist season, so flights and hotels are bound to be more expensive.
I’ve been to St. Thomas and a few of the other Virgin Islands, and it’s a fantastic place to visit. There’s tons of stuff to do and the water is gorgeous. You can save money by staying in hostels. I did that and they’re safe and clean. Unfortunately, you’d also probably need to rent a car, since it’s not exactly walkable. That’s the only downside, though.